
Consumer apps are becoming neo-banks, and AI agents are becoming first-class financial citizens.
Today, Nikil Viswanathan from Alchemy explains how Starbucks-style balance loading will reshape banking, why agents need crypto more than humans do, and how his autonomous agent Dave built its own website and portfolio over a single weekend.
We cover:
- How Starbucks Pioneered the Neo-Banking Model
- Why AI Agents Need Crypto More Than Humans Do
- Dave the Minion: An Agent That Coded Its Own Website
- Blockchain as the Internet's Missing Property Rights Layer
- The Four Components That Make Agents Actually Magical
THE ROLLUP