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Alchemy CEO: Why AI Agents Need Crypto More Than Humans Do with Nikhil Viswanathan

February 6, 2026, 10:05 PM
Alchemy CEO: Why AI Agents Need Crypto More Than Humans Do with Nikhil Viswanathan
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Apps, Agents, And The Future

Consumer apps are becoming neo-banks, and AI agents are becoming first-class financial citizens.

Today, Nikil Viswanathan from Alchemy explains how Starbucks-style balance loading will reshape banking, why agents need crypto more than humans do, and how his autonomous agent Dave built its own website and portfolio over a single weekend.

We cover:

- How Starbucks Pioneered the Neo-Banking Model
- Why AI Agents Need Crypto More Than Humans Do
- Dave the Minion: An Agent That Coded Its Own Website
- Blockchain as the Internet's Missing Property Rights Layer
- The Four Components That Make Agents Actually Magical

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